"That’s different."
Fan Qingyu shook his head and looked at him for a while. She chuckled and said, "Qing Liu, there’s nothing I can do to help you in this way. Didn’t you say that perfume sales didn’t go well before?"
Qing Liu was a little moved in his heart and smiled. "That was good before and now. Many customers who bought perfume spoke highly of it. I estimate that at least 10% of these customers who bought perfume in the early stage will become green and quiet perfume clusters."
With that, Qing Liu suddenly moved in his heart and said, "By the way, let me ask you something. Does your bank have that kind of micro-loan for farmers?"
Chapter four hundred and three Small loans
"Yes."
Fan Qingyu dazed a she chuckled and laughed "? Do you still need such a small loan? "
Qing Liu cried and cheered up. "I certainly don’t need it. I think others need it. Is it good to apply for such a small loan? Are there many applicants? "
"A lot!"
Fan Qingyu smiled. "There are two applications a year."
"What?"
Qing Liu wondered if he had misheard "Only two people apply a year?"
Fan Qingyu nodded and smiled. "I have already given the policy to let banks support farmers to start businesses and give them low-interest loans, but there is no one applying here in Wenchang County!"
"What’s that?"
Qing Liu was puzzled.
"I have to ask you," Fan Qingyu chuckled. "Remember when I told you about the loan? What did you say? Why do you want to borrow money from the bank when you say I have money myself? "
Qing Liu thought it over carefully and smiled and said, "That’s right. Why should I borrow money from your bank?"
"That’s right."
Fan Qingyu explained, "Farmers here are too poor to borrow money, and they always feel that they are not practical when they borrow money from the bank, but this is normal for ordinary people. Ordinary people live just to be practical and don’t want to owe others money to start a business. To be honest, Wenchang County has not found any good projects suitable for starting a business so far."
Qing Liu sighed and pulled out a cigarette from his coat. When he was about to pull out a lighter, it was a Sandy jade hand that reached over and pressed the lighter.
"Where did you get a lighter?"
After lighting, Qing Liu looked at Fan Qingyu with a mouthful of doubt and said, "Do you smoke?"
"I don’t smoke," said Fan Qingyu with a smug smile. "It’s specially prepared for you. I’m afraid you will forget to bring your lighter when you come over."
Qing Liu shook his head in a daze and Fan Qingyu developed into a lover, so that several times he really wanted to break this kind of ambiguity with her.
But Fan Qingyu kept Qing Liu again and again with her care and tenderness.
Will mind messy thoughts Qing Liu smoke a mouthful of Fan Qingyu asked, "why do you suddenly ask about the loan? If I remember correctly, Shenlong Company should have sufficient cash flow and no need for loans, right? Besides, the loans that banks offer to farmers are small loans of tens of thousands or hundreds of thousands. I guess you don’t either. "
"Not me"
Qing Liu played the ash and explained, "I want the villagers to start a business with loans."
Fan Qingyu seriously wanted to think and said, "It is sometimes difficult to let the villagers borrow money to start a business, and sometimes the key is to guide." Then she got up and put on her crumpled sexy pajamas and sat on the sofa, and turned up a pair of long straight jade legs.
Fan Qingyu, the design of this pajamas, cocked his legs to detain him and exposed the imaginative place.
Add her pajamas and immediately let Qing Liu see a flame rising in the lower abdomen.
"Go and change your clothes."
Qing Liu turned away from seeing her.
Fan Qingyu zheng was suddenly enlighted, giggling while covering her mouth. She walked beside him and said, "What’s the matter? Look at the fire again? " Said her eyes looked Qing Liu surface found that really had a reaction.
"I’ll solve it for you before I go to change clothes." At Qing Liu Fan Qingyu’s charming look, she bent down to be skilled and naturally held her face up. This angle can make Liu Qingyi lower her head and see her move …
Fan Qingyu, who put her hair behind her head, changed her clothes and came out with a pretty face. Many of them took a sip of water and said to Qing Liu, "Do you want the villagers to start a business with loans? Have a good project? "
After thinking about it, Qing Liu decided to give a little warning. He nodded and said, "It’s not a good project. It can be said that there is an opportunity. The scale of the company is getting bigger and bigger, and it is bound to expand again in the future. The workers will definitely recruit again."
"In addition, the village chiefs of Shencun Village and Wangzhuang Village are said to have found the county and asked Shenlong Company to recruit and consider the villagers in their village. I estimate that the population of Yulong Village will definitely increase in the future, but now Yulong Village lacks everything, such as restaurants, supermarkets, department stores, etc. Compared with the county town, the village conditions and environment are definitely worse, but I think if someone does it first, it will definitely be able to make money."
Qing Liu cited an example and said, "For example, my uncle’s family bought a restaurant last year. Although there are usually seven motorcyclists going there to eat, they have earned more than two people farming in a year."
Fan Qingyu nodded and said, "I don’t know what you mean." She arranged a train of thought. "Liu Qingshi, you didn’t notice one thing. Everyone in our country, whether ordinary people or those workers, has a herd mentality to grasp this. You want Yulong Village to develop rapidly and let those villagers start their own businesses with loans. I think it is still promising."
"herd mentality?"
Qing Liu eyebrows a pick.
"Yes, it’s herd mentality."
Fan Qingyu explained, "Take buying a house as an example. When the first floor first rose, many people didn’t buy it. Everyone lived in a bungalow and felt good. But later, as the house price rose, more and more people followed suit, and the weird real buyers didn’t come to live, but they could make money quickly because of the price increase of the building."
"It’s like running a business in your village and making money. Do you think those villagers can be jealous?"
This sentence reminds Qing Liu that when he first got the orchard, Zhao Gang led a group of villagers to plant sugar oranges. Later, with the Huanglong disease raging, many villagers returned with blood.
He nodded his head and guessed what Fan Qingyu wanted to say.
"I bet there are a lot of people who want to run a factory like you to make money, but they have no ability or money, just thinking about it."
Fan Qingyu chuckled and laughed. "If someone makes money in restaurants and supermarkets at this time, do you think those villagers will let go of this profitable business?" Certainly not, but if everyone is in the supermarket, it won’t work. There will be vicious competition and you need to guide it. "
"In addition, I estimate that even with your guidance, some people may not be willing to do it. Why don’t you lead the low-interest venture fund in the name of Shenlong Company to let the villagers ask you to borrow money so that you can also guide these villagers from the side to avoid their malicious competition …"
Chapter four hundred and four Venture Capital
"Venture fund?"
When Qing Liu first heard this term, he was quite curious and asked, "Is it like your bank loan?"
"The nature is similar."
Fan Qingyu nodded and said, "But there is actually a little difference, that is, one is public and the other is private, and venture capital is more flexible than bank loans. It is very popular in some big cities. For example, if you are optimistic about a project and want to do it, but you have no funds or mortgage, or the bank is not optimistic about your project, the advantages of venture capital will emerge."
"The fund can review your project. If they think your project is good and has a good prospect, they will invest in shares by means of funds, without interest, but the villagers in your village, I estimate, are at most a small supermarket, which is a joke. Just charge some interest appropriately."
Qing Liu frowned and thought for a moment and felt that Fan Qingyu was a good idea.
What do most villagers think of Yulong Village? Qing Liu is probably still clear in his heart.
Everyone doesn’t want to borrow money from the bank, but if they borrow money from Shenlong Company, they will introduce the matter of deducting loans and interest from their wages every month. I believe some people will want to try it.
"Well, that’s a good idea."
After thinking clearly, Qing Liu looked at Fan Qingyu with a frown and smiled. "You should be rewarded. What do you want?"
Fan Qingyu’s beautiful eyes leaned in and looked at him with a charming smile. "Just change the reward into’ punishment’ …"
With the second batch of Qingjing perfume reaching 10,000 bottles, the small perfume processing workshop has become the most willing position for female employees of Shenlong Company.
The reason is simple: the working environment is good and the fragrance is fragrant every day-besides, the salary and bonus are high!
This month, everyone in the perfume shop received 4 thousand yuan when they paid their wages and bonuses at the end of the month!
This is to let the female employees to detain proud and erect at home.
Want to eat? Ok, do it yourself!
What? Still want me to cook for you? Shit! Don’t look at your salary, it’s only a few dollars!
However, if compared with Wang Guilan, the salary of female employees in perfume shop is high, but it is definitely not comparable to others.
The second batch of shipments reached 10,000 bottles of Qingjing perfume, which was divided into two batches. The first batch was 50,000 bottles. The county express company sent several large trucks to load the car for 24 hours, and it took only two days to send the bill.
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